Home Loan, SOBHA

Mortgage Loan Vs Home Loan – What is the Difference?

When a borrower takes money from the bank to build or buy a house, it is known as a home loan. Borrowers can also take loans to buy land or renovate the existing house. Home loan is released when the entire loan is repaid in the form of EMIs. Usually, the tenure of home loan […]

Home Loan, SOBHA

Home Loan Pre-approval: Simplifying the Homebuying Process!

Buying a home is a dream come true for most of us. For a majority of people, the first thing that comes to mind while thinking about buying a home is loan. Taking a loan and repaying it in installments over a period spanning decades is the only affordable way for the middle class to […]

SOBHA

Difference Between “Title” & “Deed”?

Title refers to ownership – could be a title for a position or a title for real estate. Titles may be held jointly or severally by two or more people. Organisations, businesses, and trusts may also have titles in which all participants share responsibility and ownership. Titles are transferred through the use of deeds. A […]

SOBHA

What is Title Deed of Property? All You Need to Know!

Unlike sale deeds, which have a distinct process and are a legit document, a title deed lacks such a status. The title is only an idea, more like a concept. The legal instrument that grants the owner of the property this title is a sale deed, which is always documented. After you acquire a property […]

Home Loan, SOBHA

What is a Home Loan & Types of Home Loan in India

A home loan is a financial product aiding property purchase. Types include fixed, floating rates, construction, improvement, land purchase, extension, NRI, and government schemes like CLSS, providing tailored solutions for diverse housing needs. Obtaining a home loan in India is a vital financial choice whether purchasing a new home or modifying an existing one. It […]

Buyers Guide, Home Loan, SOBHA

How To Reduce Your Home Loan Interest Rate?

Do you want to reduce your home loan interest rate? since you are planning for a home loan but are afraid of paying higher home loan interest rates. Here we covered everything which you should know to reduce your home loan interest rate. Let’s go deeper- Buying a home is an aspiration for most people […]

SOBHA

Builder Buyer Agreement- An Ultimate Guide!

Buying a home is a significant choice. Finding your perfect home can sometimes take months or even years. When you eventually manage to close the transaction after a protracted market analysis, keep in mind to properly read the sale agreement before signing at the bottom of the page. The agreement will bind you after you […]

Home Loan, SOBHA

Home Loan Down Payment – The Ultimate Guide

A home loan down payment is a percentage of the total cost of a home that a buyer pays upfront as a part of their loan. This amount is typically between 5% to 20% of the total cost. The purpose is to reduce the risk for the lender and to demonstrate the borrower’s ability to […]

Kerala, SOBHA

Understanding The Real Estate Market in Trivandrum for Flat Buyers

Kerala’s capital has been witnessing urbanisation over the past decades. The real estate market in Trivandrum for flat buyers has undergone significant transformation. The major trends observed over the last year were landscape design, sustainability, improved amenities, lower mortgage rates, and demand for gated communities. Experts had forecasted that the real estate market in Thiruvananthapuram […]

Home Loan, SOBHA

Difference Between Fixed and Floating Interest Rate in Home Loan

A home loan, also known as a mortgage, is a type of loan used to purchase a property. The borrower typically makes a down payment on the property, and then repays the loan with interest over a period of 15-30 years. Interest rates for home loans can be either fixed or floating (adjustable). There is […]

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