How to Check and Verify OC Online in Mumbai: BMC, MahaRERA, & SRA Steps (2026)
Discover how to check OC online in Mumbai through official portals, verify part and full OC details, and confirm the authenticity of Occupancy Certificate information.
How to check OC online in Mumbai requires reviewing official records available through BMC AutoDCR, MahaRERA, and SRA-MHADA portals – while matching details such as OC number, issue date, building information, and approved floors.
Occupancy Certificate confirms that a completed building complies with sanctioned plans and required approvals. Explore this guide on what an Occupancy Certificate is, to understand its significance during property purchase and verification process.
Table of Contents
What Does OC Mean in Mumbai? IOD, CC, and OC Explained
Mumbai follows a defined approval process for construction, where each certificate marks a specific stage of development. Explore under-construction residential projects in Mumbai by SOBHA, featuring RERA-registered gated communities with transparent information.
IOD – Intimation of Disapproval (plan approval with conditions)
IOD is issued by the municipal authority after reviewing the proposed building plans. It lists the conditions and permissions that the developer must follow, before receiving further approvals.
CC – Commencement Certificate (not Completion Certificate in BMC files)
CC is issued after the required conditions are fulfilled; it permits the developer to begin construction work. In BMC records, CC refers to Commencement Certificate, and not Completion Certificate – an important distinction from other real estate markets across the country.
Read more about the difference between OC and Completion Certificate, to understand how these two relate to separate stages of a building’s construction.
OC / BCC – Occupancy Certificate and Building Completion Certificate
Occupancy Certificate Mumbai confirms that the completed building follows approved plans, and satisfies the required norms for use. BCC confirms that the construction work has been completed as per the approved plans and submitted completion details.
Read this guide on Completion Certificate to understand more about the document issued after the construction work is completed. Also, explore this guide on Possession Certificate to understand another important document linked with asset handover.
Understanding all these stages helps homebuyers know how to check OC online in Mumbai and review the approval status of a property.
Who Issues Occupancy Certificate in Mumbai?
In Mumbai, OC is issued by Brihanmumbai Municipal Corporation (BMC), also known as Municipal Corporation of Greater Mumbai (MCGM). Certain areas follow separate routes through designated government bodies based on their jurisdiction.
| Issuing Body | Jurisdiction & Role for OC Issuance |
| BMC / MCGM | Issues OCs for standard private residential and commercial developments across Mumbai |
| SRA | Responsible for public housing layouts and affordable housing schemes |
| MHADA | Handles Slum Rehabilitation Authority (SRA) projects, issuing OCs for rehab and sale buildings |
| MMRDA | Special planning authority for mega-infrastructure zones (e.g., BKC, Wadala Truck Terminal) |
What Details Do You Need, Before You Check OC Status Online Mumbai?
Keep key property information ready to identify the correct project entry during the verification process. How to check OC online in Mumbai involves the following:
- Name of society / gated community
- Developer name
- Ward details
- CTS number
- MahaRERA registration number
- BMC file number or application reference number
How to Check OC Online in Mumbai on the BMC AutoDCR Portal (Step-by-Step)
The process through BMC AutoDCR involves locating the building file and reviewing the application details. Follow these steps to find the required OC information:
Search the Building Proposal by Locality / Developer / Applicant Name
Visit the MCGM AutoDCR portal and select the ‘citizen login’ or ‘public search’ option. Enter the application / proposal number, ward number, address, developer name, or applicant name in the search fields – to locate the building proposal entry.
Track Full OC or Part OC Application with the Application Number
Use the application reference number to track the submitted request for part OC and full OC. The status helps identify whether the OC covers specific wings, floors, or the complete development.
What to Do if the File was Submitted before Jul 2013
AutoDCR contains digitised records and tracking for applications submitted after 14 Jul 2013. For older files, the physical records are maintained manually by the civic body. Homebuyers should enquire through the concerned office for these.
How much time it takes to get OC in Mumbai depends on the completeness of the submitted application and the verification process followed by BMC. The civic body generally issues OC in 30-60 days from the date of a complete submission, subject to meeting the required conditions.
How to Verify OC Status Online on MahaRERA Project Page
MahaRERA OC status check online can be done by homebuyers on the official webpage, using these 6 steps:
- Visit the official official portal of MahaRERA authority, and open the ‘registered projects’ section
- Search using the name of gated community / developer / MahaRERA regn no.
- Open the project details page from the search results
- Go to the ‘Uploaded Documents’ section and locate the OC details uploaded by the developer
- Where available, the uploaded file allows users to download Occupancy Certificate online Mumbai details for reference
- Match the issue date, wing details, and floor information with the property being evaluated
Explore flats for sale in Mumbai by SOBHA, featuring MahaRERA-registered developments with transparent documentation.
How to Check the OC of SRA, MHADA, and Redevelopment Buildings in Mumbai
SRA oversees rehabilitation schemes created for eligible residents under the slum redevelopment programme. Maharashtra Housing and Area Development Authority (MHADA) manages housing schemes under its jurisdiction and maintains approvals for its developments.
For SRA projects, buyers should verify whether the rehabilitation wing and sale wing have received the required OC details. In redevelopment units, the housing society should maintain approval papers received during the redevelopment process.
How to check OC online in Mumbai process involves identifying the issuing body and matching the project details with the available information.
How to Tell if an OC is Genuine or Fake
How to check OC online in Mumbai also involves verifying its authenticity, by matching details available through municipal and regulatory sources.
How to verify Occupancy Certificate process includes checking the OC number, issue date, authorised signatory details, project name, wings, and approved floors.
Cross-check the information available on BMC records, with the details uploaded on MahaRERA. The portal enables review of uploaded approvals and verification of OC details with the concerned municipal body. Any mismatch in wing details, floor information, dates, or issuing details requires further verification before proceeding with the transaction.
Part OC vs Full OC in Mumbai: Which Floors and Wings Are Covered?
Understanding how to check OC online in Mumbai helps identify whether the issued approval covers specific wings, floors, or the complete building.
| Type | Coverage |
| Part OC | Specific wings or floors approved for use |
| Full OC | Complete building, with all wings and floors covered |
OC Not Available Online? Here is What Mumbai Buyers Can Do
Sometimes, OC details may not appear on digital portals due to older submissions or pending updates. Those exploring how to check OC online in Mumbai can follow these steps to verify the available information:
- Visit the ward office or Building Proposal department, for assistance with older files
- Submit an RTI application to request specific approval details
- Review society records maintained by the housing association
- Conduct a legal title search to review ownership and asset details
Explore the property registration process in Mumbai to understand documentation requirements during a purchase.
How a Verified OC Protects Resale Value and Society Rights in Mumbai
Verified OC establishes that the gated community has received the required clearance for use, ensuring clarity during resale transactions. Knowing how to check OC online in Mumbai helps verify the approval details associated with the property.
It also supports society processes related to conveyance, water connections, and property tax billing. Clear records contribute to Lifetime Value Growth and Pricing Power by maintaining proper ownership documentation.
Explore the Maharashtra Apartment Ownership Act to understand the legal framework governing apartment ownership, rights, and responsibilities in the state.
Mumbai Buyer’s OC Verification Checklist before Payment or Registration
How to check OC online in Mumbai process includes verifying key details through recognised sources and keeping supporting papers ready.
- Check the OC number and issue date
- Match the wing and floor
- Review the BMC Occupancy Certificate details to confirm the issued information matches the building and approved sections
- Verify the developer and project information
- Keep the required documents ready
- Review stamp duty and registration charges in Mumbai to understand the statutory costs involved during the registration process
Conclusion: Verify First, then Invest in a Mumbai Home
How to check OC online in Mumbai helps verify the authenticity of an OC and review the building’s issued information. Choose a developer that follows transparent processes and maintains clear legal approvals.
Explore luxury apartments in Mumbai by SOBHA, featuring RERA-registered developments with transparent details.
FAQs
How long does BMC take to issue OC in Mumbai?
BMC takes 30-60 days to issue OC, from the date a complete application is submitted. If the project meets all compliance requirements and the submitted details are aligned, the official timeline under the Right to Services Act can be around 21-30 working days.
Can I get a home loan disbursed for a Mumbai flat without OC?
You can get a loan disbursed without OC, only if the flat is under construction (by using its Commencement Certificate), or if it is newly finished and the developer provides proof that the BMC application is officially filed.
Is OC needed to rent out a flat on leave and licence in Mumbai?
Yes, OC is needed to rent out a flat on leave and licence in Mumbai, as it confirms that the building is approved for use. The Bombay High Court has ruled that allowing someone to occupy a flat without OC is illegal.
What is the difference between OC and Property Card in Mumbai?
The difference between OC and Property Card in Mumbai is that the former confirms building compliance and suitability for occupancy, while the latter acts as a govt land title record showing ownership details, plot dimensions, and history.
Who should apply for OC in Mumbai: the developer or the housing society?
The developer should apply for OC in Mumbai, as they are legally responsible for obtaining the certificate after completing the required work. They cannot lawfully offer or hand over physical possession of flats to the homebuyers without this certificate.
Can a Mumbai homebuyer complain to MahaRERA, if the developer delays the OC?
Yes, a Mumbai homebuyer can complain to MahaRERA, if the developer delays the OC. Under RERA provisions, handing over possession without a valid OC is not permitted, and delays can be raised as a breach of the agreed possession timeline.
Can BMC cancel or withdraw an OC after it is issued?
BMC can cancel or withdraw an OC after it is issued, if the certificate was obtained through fraud / misrepresentation / forged safety documents. It can also be revoked if unauthorised structural alterations or plan deviations are discovered after the final inspection.
Which documents are required to buy a property in Mumbai, and how long does the process take?
Documents required to buy a property in Mumbai include Sale Deed, Chain of Agreements, Index-II, OC, Property Card, and Share Certificate. The complete process from asset selection to registration and possession can takes ~30-45 days.
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