EC Online in Tamil Nadu applications can be completed online. The process to apply and check status is now streamlined – ensuring transparent and secure property transactions.
Navigating property transactions in Tamil Nadu requires careful verification, and obtaining an Encumbrance Certificate (EC) is an important step in this process. EC in Tamil Nadu acts as proof that the property is free from legal or financial liabilities, ensuring a safe investment.
With an increasing shift towards digital services, the Tamil Nadu government now offers an online platform – TNREGINET (Tamil Nadu Registration Department) – to simplify various registration services in the state, apart from EC. In this blog, you will find a step-by-step approach to streamline your TNREGINET EC application, address common questions, and learn how to apply, check, & track EC online.
Table of Contents
What is an Encumbrance Certificate (EC)?
Often referred to as a Vilangam Certificate in Tamil Nadu, Encumbrance Certificate is an essential document that confirms undisputed ownership of a property or land. Whether you are buying, selling, or applying for loan against property, TNREGINET EC application can provide a clear record of ownership and claims on the asset.
This certificate reveals details like current ownership, any financial claim, and disputes related to the property. When you apply EC online Tamil Nadu, the certificate will be issued by the sub-registrar of the jurisdiction in which the property is located.
5 Reasons why Encumbrance Certificate is Important
From securing home loans to verifying legal status and meeting compliance requirements for government approvals, Encumbrance Certificate Tamil Nadu is invaluable. Here is a closer look at why the EC is important.
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Establishing Property Ownership
EC plays a vital role in confirming the legal title of a property owner. It verifies that your ownership is clear, undisputed, and free from claims.
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Essential for Loan Applications
While applying for home loans or property advances, banks and financial institutions require an EC to assess the financial status of the property. This certificate assures lenders that the property is free from encumbrances, enhancing the loan eligibility of the applicant.
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Verifying Legal Status
Obtaining EC is essential for verifying the legal standing of a property. It provides transparency regarding any existing liens, legal claims, or unresolved litigations on the property. This verification helps ensure a smooth, hassle-free transaction.
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Required for Property Mutation
EC is necessary for property mutation, Khata registration, or Khata transfer in Tamil Nadu. If property tax has remained unpaid for over three years, the certificate must be submitted to the village or panchayat officer to update the property tax records accurately.
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Securing Legal Clearances
In some instances, online EC is important for obtaining legal clearances from government authorities. This is particularly important for property development, construction, or land conversion – where clear documentation is required to proceed legally.
Documents Required to Obtain & Apply EC Online Tamil Nadu
Your TNREGINET EC application will require the following documents:
- Attested copy of your address proof
- Property address documents, including survey number / patta number
- Property registration documents containing the deed and book numbers, date, and your signature
- Copy of sale, partition, gift, or release deed – if any
- Power of Attorney – if applicable
- Purpose of applying for the EC
- Copy of your Aadhaar card
How to Apply for EC Online in Tamil Nadu
The TNREGINET EC application process can be completed conveniently on the TNREGINET website.
- Step 1: Begin to apply EC online Tamil Nadu by registering on the TNREGINET portal to apply for EC online.
- Step 2: For signing up, enter necessary details such as your username, password, address, identification number (PAN, Aadhaar, driving licence, or other ID), and contact information. Complete the sign-up process to receive an OTP on your registered contact number. Once you have successfully signed up, you will receive a verification link on your email.
- Step 3: After your details are verified, sign in to the TNREGINET portal to proceed with viewing and downloading the EC online.
- Step 4: Navigate to the ‘E-services’ tab on the homepage, then select Encumbrance Certificate > Search and Apply EC.
- Step 5: Provide the following information:Location: Zone, district, and sub-registrar office
Time: EC start date and EC end date
Survey Details: Village, survey number, and subdivision number
House Details: Plot number, flat number, door number, ward, block, boundary details, extent, and built-up area
Additional Details: Old survey number, TS number, old door number, declared owner, father’s name, and any registered documentOnce you have entered this information, proceed by completing the captcha to search for the EC / Encumbrance Certificate. - Step 6: Enter your name and contact details, then save the information and proceed to payment.
Step 7: Review the payment details and select the pay option to proceed to the e-payment screen. Fill in the required information in the e-payment section, including your name, address, and sub-registrar office. Select your preferred bank for the e-payment and complete the payment process.
Step 8: After successful payment, you will receive a bank reference number, CIN number, and transaction ID. Keep these details accessible. Once the sub-registrar reviews and approves the application, the EC will be sent to your email. You will also receive an SMS notification confirming the update and completing your TNREGINET EC application.
You can view the digitally signed online EC by navigating to ‘E-services’ > Encumbrance Certificate > Request List.
How to Check EC Status Online Tamil Nadu
You can check EC status online Tamil Nadu on the TNREGINET portal – that provides convenience, transparency, and ease.
Step-by-Step Guide to Check EC Status Online Tamil Nadu
- Step 1: Visit the TNREGINET portal
- Step 2: Go to the ‘E-services’ section and select the ‘E-Payment’ option from the dropdown
- Step 3: Choose the ‘Payment’ option, then click on ‘Payment Status’ to check EC status online Tamil NaduThis streamlined method allows you to quickly check EC status online Tamil Nadu, making the process efficient and user-friendly.
Tamil Nadu Encumbrance Certificate Charges
When you apply EC online Tamil Nadu, it is essential to understand the associated charges, which vary depending on whether you opt for an online or offline application.
Detailed Tamil Nadu Encumbrance Certificate Charges
Instances | Amount |
EC Application fee | ₹1 |
Search Fee for 1st year | ₹30 |
Search fee for every additional year | ₹10 |
Additional Fees in Computerised period i.e. from 1987 | ₹200 |
Payment Methods
While applying for EC, applicants can use either of the online & offline payment options, as per their convenience.
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Online Payment Method
Payments can be made using debit card, credit card, or netbanking. Once the payment is made, the application is processed digitally and the EC is issued online, making it a quick and convenient option for most applicants.
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Offline Payment Method
If you prefer or require an offline application, visit your nearest sub-registrar’s office. Payments for offline applications are accepted via demand draft or challan. After completing the payment, the application is processed manually, and the EC is issued.
Both methods provide secure ways to apply for Encumbrance Certificate Tamil Nadu, with online payments offering a faster route for those seeking efficiency.
How to View EC Online
- Step 1: Go to the official website of TNREGINET – also known as Inspector General of Registration (IGRS) Tamil Nadu.
- Step 2: Scroll to the bottom of the page to find various services and select ‘ENCUMBRANCE CERTIFICATE’ to apply EC online Tamil Nadu. Alternatively, you can click on the ‘E-services’ tab on the homepage to access the same window.
- Step 3: On the next page, you can enter details such as zone, district, sub-registrar office, EC start and end date, and survey information that includes village, survey number, and subdivision number. Complete the captcha to confirm and search for your EC / Vilangam certificate.
- Step 4: Alternatively, you can select the ‘document-wise’ option on the same screen, after which you can enter details such as sub-registrar office, document number, year, and document type. Complete the captcha to proceed.
How to download EC online?
- Visit the official portal of TNREGINET
- Select the ‘Encumbrance Certificate’ option, then choose the option to view or download the certificateThe Vilangam certificate can be downloaded directly, or can be accessed via the QR code sent to your registered contact number or email.
Tips for a Smooth EC Application Process
Applying for Encumbrance Certificate Tamil Nadu can be a smooth experience, by following a few key steps:
- Prepare Required Documents: Have all essential documents ready, such as address proof, survey or patta numbers, and property registration details. This reduces delays during the application.
- Double-check Information: Ensure accuracy in detail, like property location and survey number. Small errors can lead to reprocessing.
- Opt for the Online Application: TNREGINET EC application process is fast, with convenient payment and quicker processing.
- Track Your Application Status: Use the portal to monitor your application, helping you stay informed on its progress.
- Save Payment Details: Keep your bank reference number, CIN, and transaction ID handy in case of any queries.
- Download with QR Code Access: Once approved, download the certificate using the QR code sent to your registered contact details.
Following these tips ensures an efficient application for your Encumbrance Certificate Tamil Nadu.
Conclusion
Obtaining EC in Tamil Nadu is an important step in ensuring the legal and financial clarity of your property transaction. With the availability of online TNREGINET EC application and tracking through the portal, the process has become more accessible and efficient for buyers, sellers, and property owners.
By understanding the requirements, following the application steps, and utilising online tracking and payment methods, you can ensure a hassle-free experience while securing your Encumbrance Certificate Tamil Nadu.
FAQs
1. What is an Encumbrance Certificate (EC)?
An Encumbrance Certificate (EC) is a legal document verifying that a property is free from liabilities, such as loans, ensuring a clear title for property transactions.
2. Why is it important to obtain an EC?
It is important to obtain an EC as it verifies a property’s legal status, making it essential for buying, selling, or applying for loans against the property – by confirming it is free from financial or legal claims.
3. Where can I apply for an EC online in Tamil Nadu?
You can apply for an EC online in Tamil Nadu on its official e-Services portal, TNREGINET at https://tnreginet.gov.in
4. Do I need to create an account to apply for an EC online?
Yes, you need to create an account to apply for an EC online, on the portal (https://tnreginet.gov.in/portal)
5. How can I apply for an EC on TNREGINET?
You can apply for an EC on TNREGINET portal (https://tnreginet.gov.in/portal), by selecting the 'Encumbrance Certificate' service, filling the required details, uploading the necessary documents, and submitting the application along with the payment.
6. How long does it take to receive an EC after applying online?
It takes a few days to a couple of weeks to receive an EC after applying online, depending on the application volume and the specifics of the request.
7. What details do I need to provide to apply for an EC online?
The details you need to provide to apply for an EC online are location (zone, district, sub-registrar office), survey number, and the period for which the EC is required.
8. Can I check the status of my EC application online?
Yes, you can check the status of your EC application online, by navigating to ‘E-services’ > ‘Payment’ > ‘Payment Status’ in the TNREGINET portal.
9. What is the cost for obtaining an EC online?
The cost for obtaining an EC online is ₹100, with additional costs depending on the period requested. Certified copies cost ₹200 for up to 30 years and ₹500 for over 30 years.
10. Is it possible to get an EC for past property transactions?
Yes, it is possible to get an EC for past property transactions, by indicating the desired time range during the application process when requesting an EC for a specific period.