7 Best Places to Settle in Kerala After Retirement

July 17th, 2024

7 Best Places to Retire in Kerala

Discover the peaceful lifestyle, serene beauty, and community spirit of the best places to retire in Kerala: Alleppey (Alappuzha), Kozhikode (Calicut), Kochi, Trivandrum (Thiruvananthapuram), Thrissur, Kannur, and Kottayam.

Often referred to as ‘God’s Own Country’, Kerala is celebrated for scenic landscapes, rich cultural heritage, and tranquil lifestyle – making it a top choice for retirees. The state offers a unique blend of picturesque backwaters, lush green hills, pristine beaches, and vibrant cities, making it one of the best places to retire in India.

When considering retirement in Kerala, several factors come into play. The cost of living is relatively lower compared to many other states, making it attractive for retirees who may have a fixed income/pension. Cities like Kochi, Trivandrum, and Kozhikode provide excellent healthcare facilities with multiple well-equipped hospitals catering to senior citizens.

Though the temperatures may be on the higher side, the climate is generally pleasant throughout the year – with abundant greenery in most of the state. Social life in Kerala is vibrant, with numerous cultural festivals, community activities, and opportunities for socialising. It is particularly prevalent in cities with a significant expatriate and senior population.

Kerala’s safety, low crime rates, and efficient public transport systems have further enhanced its appeal as a retirement destination. The availability of retirement communities and senior living facilities in cities like Kochi and Trivandrum enhances convenience for those looking to retire in Kerala.

7 Best Places to Retire in Kerala

With its picturesque landscapes and cultural heritage, this is the ideal state if you are looking for a peaceful and fulfilling lifestyle. Here are the top seven places to retire in Kerala, each offering unique experiences and amenities.

  1. Alleppey (Alappuzha)

    Known as the ‘Venice of the East’, Alleppey is famed for its serene backwaters and houseboat cruises, making it a perfect Kerala retirement destination. Seniors can enjoy the tranquillity of the canals, picturesque beaches, and lush greenery, which offer a perfect backdrop for relaxation and leisure. The city is also a hub for Ayurvedic rejuvenation, with numerous wellness centres and spas offering traditional treatments to enhance your well-being.

    Moreover, the availability of healthcare facilities ensures that retirees have access to necessary medical services. While the backwaters provide an idyllic retreat, entertainment options outside these serene waterways are limited, which might deter those seeking more diverse activities. This blend of natural beauty and relaxation makes Alleppey an attractive option if you are looking to retire in Kerala.

  2. Kozhikode (Calicut)

    A historic port city, Kozhikode is a vibrant Kerala retirement destination that seamlessly combines cultural richness with natural beauty. The city’s beaches, less crowded than those in Alappuzha, offer a peaceful environment perfect for retirees looking for tranquillity. Kozhikode’s rich cultural heritage is evident in its bustling spice markets, historic landmarks, and vibrant local arts scene.

    Kozhikode strikes the perfect balance between modern amenities and rich cultural heritage, offering you a comfortable and engaging lifestyle. Whether exploring the cuisine in one of the many heritage restaurants, participating in cultural festivals, or simply enjoying the coastal beauty, Kozhikode offers a well-rounded and enriching experience for those considering retirement in Kerala.

    Check Out: Flats in Calicut, Luxury Villas for Sale in Kozhikode

  3. Kochi (Ernakulam)

    Also known as Ernakulam, Kochi is a bustling port city that combines a cosmopolitan vibe with historical charm. It offers modern amenities and historical sites, such as Fort Kochi, attracting tourists and residents alike. Kochi’s healthcare facilities are among the best in Kerala, with many multispeciality hospitals providing excellent medical care – examples include Amrita Institute of Medical Sciences, Aster Medcity, Sunrise Hospital, and VPS Lakeshore. The city also offers senior-friendly recreational activities and clubs, enhancing your quality of life.

    Kochi / Ernakulam also has renowned educational institutions, adding to its appeal for retirees who might want to engage in lifelong learning or have visiting family members. However, the cost of living in Kochi can be higher compared to other retirement destinations in Kerala, which might be a consideration for some.

    Check Out: Flats for Sale in Kochi, Luxury Apartments in Kochi

  4. Trivandrum (Thiruvananthapuram)

    Kerala’s capital city is known for its rich cultural scene and well-developed infrastructure. You can immerse yourself in cultural events at the Kerala State Science and Technology Museum or enjoy performances at the Vyloppilli Samskrithi Bhavan.

    Trivandrum houses numerous art museums that offer a vibrant cultural experience for retirees, for example the famous Padmanabhapuram Palace which is about 1.5 hours away. The city is home to some of the best healthcare facilities in the state, ensuring quality medical care is always accessible.

    Peaceful residential areas, especially those located near beautiful beaches, provide a serene environment perfect for relaxed retirement. The combination of a culturally rich environment and excellent amenities makes Trivandrum a top choice for those looking to retire in Kerala.

    Check Out: Luxury Apartments for Sale in Trivandrum

  5. Thrissur

    The cultural capital of Kerala offers seniors a unique blend of cultural vibrancy and a strong sense of community. The city is famous for its numerous temples and festivals, most notably the Thrissur Pooram that is one of Kerala’s largest and most colourful temple festivals. With its magnificent elephant processions and fireworks, this festival is a significant draw. It adds to Thrissur’s rich tapestry of classical art forms such as Kathakali and Koodiyattam.

    The city’s layout is centred around the iconic Vadakkunnathan Temple, which is surrounded by a large, well-maintained park – offering a peaceful environment for daily walks and socialising. Living in Thrissur is relatively affordable, with lower housing costs compared to more urbanised areas like Kochi or Trivandrum. This affordability extends to everyday living expenses, making it a popular choice for retirees on a budget. The city also has quality healthcare facilities, ensuring you have access to necessary medical services.

    Check Out: Flats for Sale in Thrissur

  6. Kannur

    Kannur offers a laid-back atmosphere, perfect if you seek to escape the hustle and bustle of life in metros or large cities. Serene beaches and historical sites in & around Kannur provide ample opportunities for relaxation. Additionally, the city’s healthcare facilities are accessible to all, ensuring a comfortable lifestyle.

    Kannur is known for historical sites such as St. Angelo Fort, beautiful beaches like Payyambalam Beach, and unique cultural experiences such as Theyyam / Kaliyattam – a ritualistic art form. Compared to other popular Kerala retirement destinations, Kannur provides a more relaxed atmosphere – making it ideal for retirees who prefer a slower pace of life.

  7. Kottayam

    Often called the gateway to the highlands, Kottayam offers seniors easy access to picturesque hill stations such as Munnar and Idukki. Outdoor activities such as trekking and bird watching add to the allure. Despite its distance from large cities / metros, Kottayam has accessible healthcare facilities for retirees.

    The presence of natural beauty and outdoor activities make it an attractive option for nature lovers. However, if you prefer proximity to urban facilities and world-class amenities, life at Kottayam might be a tad inconvenient.

Conclusion

When choosing a Kerala retirement destination, consider factors such as cost of living, healthcare facilities, climate, social opportunities, and access to urban conveniences. From serene backwaters to vibrant urban centres, Kerala offers a diverse range of options that cater to various lifestyle preferences of seniors.

Whether you prefer Alleppey’s tranquillity, Kozhikode’s cultural richness, or Kochi’s modern amenities, there is a perfect city in Kerala for every retiree. Conduct thorough research and visit potential locations to find the best fit for your individual needs and preferences, ensuring a fulfilling and enjoyable retirement in Kerala.

FAQs

1. Why is Kerala considered a good place to retire?

Kerala is considered a good place to retire due to its serene landscapes, high quality of life, pleasant climate, affordable living, excellent healthcare facilities, and rich cultural heritage. The state is also known for its welcoming community and safe environment, making it an attractive destination for seniors.

2. What is the cost of living like in Kerala compared to other states in India?

The cost of living in Kerala is relatively lower compared to other states in India. Housing, food, and healthcare are affordable, and retirees can enjoy a comfortable lifestyle without spending excessively. However, costs can vary depending on the city or town chosen for retirement.

3. How is the healthcare infrastructure in Kerala?

The healthcare infrastructure in Kerala is one of the best in India, with numerous hospitals and clinics offering high-quality medical services. The state has both public and private healthcare facilities, and many towns and cities have advanced medical equipment and well-trained professionals.

4. Are there communities or clubs for retirees in Kerala?

Yes, there are many communities and clubs for retirees in Kerala, across many cities and towns. These often organise social events, recreational activities, and provide support networks for new residents. Kochi and Trivandrum, in particular, have vibrant expat and retiree communities.

5. What kind of real estate options are available for retirees in Kerala?

A wide range of real estate options are available for retirees in Kerala, such as apartments, villas, row houses, and senior living facilities. Retirees can choose from properties in bustling cities, serene coastal towns, or tranquil hill stations, depending on their preferences. Real estate prices are generally affordable, with options for various budgets.

6. How is the climate in Kerala for retirees?

Climate in Kerala for retirees is generally comfortable. The Kerala has a tropical climate, with moderate to high temperatures throughout the year. While the coastal regions are typically warm, hill stations such as Wayanad, Munnar, and Idukki offer cooler climates. This diversity allows retirees to choose a location that best suits their health and comfort.

7. Is it easy for foreigners to retire in Kerala?

Yes, it is easy for foreigners to retire in Kerala, as many expats have chosen this route by obtaining the appropriate visa and fulfilling the necessary legal requirements. It is advisable to consult with legal experts and local authorities to ensure all procedures are correctly followed.

8. What are some recreational activities available for retirees in Kerala?

Recreational activities available for retirees in Kerala are yoga and meditation workshops, nature walks, boating in the backwaters, cultural festivals, and community events. The state's natural beauty provides ample opportunities for outdoor activities, while its rich culture offers numerous ways to stay engaged and entertained.

9. Are there any safety concerns for retirees in Kerala?

No, there are not many safety concerns for retirees in Kerala, as it is considered to be one of the safest states in India. The crime rate is relatively low, and the local community is known for its hospitality. However, like any place, it is important for retirees to take standard safety precautions and stay informed about their surroundings.

10. How can retirees stay connected with their families while living in Kerala?

Retirees can stay connected with their families while living in Kerala, through video calls, social media, and other online platforms – thanks to the state’s good internet connectivity and telecommunications infrastructure. Additionally, Kerala has well-connected airports and transport networks, facilitating travel for family visits.

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